As the seasons shift, many homeowners feel the annual concern of ensuring their homes stay safe and warm throughout the winter months. While the prospect of snow and freezing temperatures can be daunting, rest assured that taking a few proactive steps now can prevent stress and costly insurance claims down the line.
Seal Gaps Around Windows and Doors
Tried and true, sealing gaps is one of the simplest ways to retain heat within your home. Spend a little time checking for drafts and fill these gaps with weatherstripping or caulk to help reduce your energy bills.
Update Smart Thermostat Settings
Modern smart thermostats adjust automatically to weather conditions, helping to minimize energy waste. Set your thermostat between 68°F and 70°F when you’re home to strike a balance between comfort and cost.
Boost Indoor Air Quality
Consider using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens in your HVAC system or portable units. This can significantly enhance indoor air quality during the winter months when ventilation is typically lower.
Insulate Exposed Pipes
Preventing pipes from freezing and bursting is crucial, especially those in basements or along exterior walls. Use pipe insulation to ensure your water supply remains uninterrupted and your property safeguarded against water damage.
Schedule a Heating System Checkup
An annual inspection of your heating system can avert inconvenient breakdowns when the weather is at its coldest. Having professionals check your system ensures it's running safely and efficiently.
Clear and Check Solar Panels
If you have solar panels, activate their winter modes and clear snow off them after storms to keep them functioning efficiently. This maintenance is essential to maximizing your energy savings year-round.
Clean Out Gutters
Clearing leaves and debris from gutters can prevent ice dams and water backup, which can lead to property damage. Make it part of your routine to ensure water flows unobstructed during snow melts.
Document Your Home Digitally
Creating a video walkthrough of your home with your phone is an excellent way to document your possessions. This record can be invaluable should you need to streamline an insurance claim after a winter incident.
Even taking a few of these steps can significantly impact your ability to protect your home this winter. Remember, being proactive is key, and it's never too late to start preparing.
For added peace of mind, consider reviewing your homeowners insurance policy with us to make sure you're covered for any winter weather events. We're here to help ensure you stay safe and secure all season long.