As the 2025 hurricane season approaches, it's time to start thinking about preparedness. The official Atlantic hurricane season runs from June 1 to November 30, with peak activity often occurring between mid-August and mid-October. The 2024 season saw high levels of activity, with 18 named storms, 11 hurricanes, and five major hurricanes. While we can't predict what the upcoming season will hold, there are proactive steps you can take to minimize risk and protect your property.
Review Your Insurance Coverage
Before the storms roll in, ensure that your homeowner's insurance policy is up to date and covers potential hurricane damage. Many standard policies exclude flood damage, so consider obtaining a separate flood insurance policy. Having comprehensive coverage is essential to safeguarding your home against financial losses.
Document Your Property
One practical way to prepare for hurricane season is to document your property. Take clear photos and videos of your home’s interior and exterior. This documentation will be invaluable if you need to file an insurance claim due to storm damage.
Trim Trees and Secure Outdoor Items
Inspect your property for loose branches and unsecured furniture, which can become dangerous projectiles during high winds. Trim trees and secure any outdoor items to prevent them from causing damage to your home or neighboring properties.
Protect Windows and Doors
Consider installing storm shutters or impact-resistant windows and doors to protect against high winds. If these aren't an option, pre-cut plywood can serve as a temporary protective measure. Securing windows and doors is a critical part of safeguarding your home.
Inspect and Repair Your Roof
A well-maintained roof is crucial for preventing leaks during a hurricane. Check for loose or damaged shingles and make any necessary repairs. Ensuring your roof is in good condition will help prevent interior water damage.
Clear Gutters and Downspouts
Clogged gutters can lead to water damage during heavy rains. Ensure gutters and downspouts are clear to facilitate proper drainage. Keeping these areas clean helps protect your home’s foundation from water damage.
Prepare an Emergency Kit
Put together an emergency kit containing essentials such as water, non-perishable food, medications, flashlights, batteries, and important documents. These supplies are crucial in the event of power outages or evacuations, making them an integral part of your preparedness plan.
Early preparation is key to peace of mind and better protection, even if a major storm does not directly impact your area. By reviewing your emergency plans and insurance policies now, you can ensure that you and your family are ready for whatever this hurricane season may bring.